FAQs
Is it free?
Yes. It’s free and there is no obligation at all.
What it's not...
It’s not:
- Not a loan application
- Not a sales pitch
- No obligation at all to proceed
- No impact on your credit score
- No documents or preparation required
Who is this for?
This is ideal for you if you’re:
- Buying or refinancing (first home buyers welcome)
- Investing or building
- Planning to buy within the next 12 months
- Using SMSF, trust, or business structures to seek a loan
- Considering bridging finance
- Wanting a second opinion
- Just exploring your options
Why have a mortgage strategy check?
Often issues only come to light after a lender has been chosen or a contract has been signed – when your options are limited.
This check helps you:
- Identify potential issues early
- Understand your options before committing
- Avoid costly or unnecessary mistakes
- Move forward with confidence
Even if you go no further, you’ll walk away with clarity on where you stand.
How does it work?
We’ll chat through:
- Your situation today and what you’d like to work towards
- Your rough borrowing position
- Any potential issues or options you may not have considered
- Possible next steps — only if and when you want to explore them